Baccarat: Getting to Know the Basics of the Casino Game


Baccarat, a classic and elegant casino game, has been captivating players for centuries with its simplicity and sophistication. Originating in Italy and gaining popularity in France, Baccarat has become a staple in both land-based and online casinos. Let’s delve into the basics of this timeless game.

Objective of the Game: The primary objective of Baccarat is to bet on the outcome of the game, which typically involves predicting whether the Player hand or the Banker hand will win, or if there will be a Tie between them. Contrary to popular belief, the terms “Player” and “Banker” do not refer to the actual participants but are just designations for the two main betting options.

Card Values: Understanding the values of the cards is crucial in Baccarat. Cards 2 through 9 retain their face value, while 10s, Jacks, Queens, and Kings have a value of 0. Aces are worth 1 point. The total points in a hand are calculated by adding the values of individual cards, but only the last digit of the total is considered. For example, a hand jun88 with a 7 and an 8 (totaling 15) is worth 5 points in Baccarat.

Gameplay: A Baccarat game typically involves two hands—the Player and the Banker. Players place their bets on either of these hands or on a Tie. Once bets are placed, the dealer deals two cards each to the Player and Banker. If either the Player or Banker has a total of 8 or 9 points, it is considered a “natural,” and no more cards are drawn.

If neither hand has a natural, additional cards may be drawn based on specific rules:

  • If the Player’s total is 0-5, they draw a third card.
  • If the Player stands (with a total of 6-7), the Banker draws a third card based on their total.

The Banker’s decision to draw a third card is more complex and depends on various factors, including the Banker’s total and the Player’s third card. Casinos typically follow a predetermined set of rules known as the “tableau.”

Winning the Game: The hand with the highest total points after accounting for the rules of drawing a third card wins. Winning bets on the Player are paid 1:1, winning bets on the Banker are also paid 1:1 (with a 5% commission to the house), and winning bets on a Tie usually offer higher payouts, often 8:1 or 9:1.

Baccarat’s charm lies in its straightforward gameplay and the element of luck. Whether you’re a seasoned casino enthusiast or a novice looking to try your luck, understanding the basics of Baccarat can add an extra layer of enjoyment to your casino experience.